September 2022

Trade-Secrets-Home-Inspection-POST.jpg April 16, 2021

EP #13: Got Mold?

EP #13: Got Mold?What a home inspection is all about

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Episode #13: Got Mold? Welcome to Florida Mold Assessment 

Charlie

Welcome to the Trade Secrets Inspections podcast because you need to know, here’s your host, Rick Kooyman.
Hey, Charlie McDermitt here back in the studio with Rick Kooyman. And Rick, how you doing today?

Rick

I’m doing excellent and great to be here again, Charlie.

Charlie

Yeah, you kind of tease me on a bit here. And I can never get enough of this topic more. So from a knowledge standpoint, not necessarily do the you want this four letter word. So let’s get into it. Right what do you have in store?

Rick

Yeah, we’re gonna revisit mold and living with the fungus in Florida, you know, we’ve got all this hot, humid, and all this plant life around us. So it’s something that we got to live with and know about. It’s all it’s among us, whether we like it or not, as a business, we’ve expanded a little bit and are starting to specialize in in the field of mold and bring a little bit of information to the public here. Let everyone know what’s going on and what they can do, what’s available for them and what to look out for.

Charlie

It’s awesome. And congratulations. I know, just as our listeners know, from your previous episodes, you you don’t stop. I mean, you’re always learning and growing and finding the best way to help your clients. So well. Yeah. Congratulations. So fill us in. Let’s talk about mold.

Rick

Yeah, that’s okay. So in the state of Florida, as we all know, here, mold is definitely an issue for us. As far as the state goes and dealing with it. They’re very specific on who and what and when can deal with it. Specifically, like you said, the four letter word are as a home inspector, I’m literally not allowed to use the word mold unless it comes from a laboratory test result. So really, yeah, it’s that litigious have a topic of that. If I say the word mold, I need hard evidence that that’s actually a mold, right?

Charlie

I had no .. I just assumed that was part of the process. Wow.

Rick

Yeah, really, it’s really that touchy. So we wanted to get into that a little bit more as a business. And we went ahead and got what is called the Florida State Licensed Mold Assessor, so that we can actually use that four letter word now. So when I see that stuff, I can say, hey, you’ve got a mold problem, let’s talk about it. And let’s talk about why it’s here and what we need to do about it in that world. There’s all these terms, then. And then now we have all these different companies that get involved, and they’re going to come to the confusion right away. So right from the beginning, everybody asks, as a home inspector, don’t you look for mold? Or don’t you test for mold? Or isn’t that involved are included in the general home inspection? And as a general answer Yeah, absolutely, we do always include whatever we visually can identify, in all inspection reports, that inspection is a more generalized inspection that covers a vast number of areas and topics and, you know, systems. So it’s not very specific on any one thing, but it’s a broad overlook of the whole entire structure. If we find a moisture problem, that’s our typical big clue there, in the world of mold, what we are actually looking for is water, if you can generally get an idea of where water might be in Florida, you might understand why there’s so much mold, all this is around us, it’s everywhere, it’s you know, it’s friends with the forest, you know, trees, mold go together. There’s symbiotic nature they live together. It’s just part of the world. And it’s all the way it’s always around us.

What’s the difference here is when we start to have an issue in the house, and, and then we want to deal with that. So when we notice we have a moisture problem, or we notice we have a dark staining or you know, some kind of evidence of something out of the norm growing on, on really anything, mold will grow on basically any surface, it can find a food. So if there’s dust on inorganic metal, it’ll have mold on you know, the mold is going to find its way the, mold and the food are generally always ready and there, it’s always just waiting for the right moisture, and then it’s going to grow.

So again, we go back to the hunt for water in our environment in that which we live in to try to find where these moles might be. And that’s where the assessor comes in. So as an assessor, what we’re going to do is come in and we’re going to specifically look for any kind of temperature variations, condensation points, saturation levels of materials, we’re going to specifically focus on studying what is the moisture level of the different areas of the home and let that lead us to where there may or may not be a problem. air sample testing is great and identify stuff that’s growing and in off gassing and admitting spores. But that doesn’t identify everything that could be. It’s very common that you’ll have mold growing on a surface, and you won’t have spores in the air until you disturbed the mold growing surface, right. So there, there’s this is where we get into trouble in our homes, is it seems like oh, well, there’s mold on that wall, we’ll just go over there and tear that drywall down and throw it in the trash and get rid of it. The moment you start moving, whatever that is, that has the mold on it. It’s like baby powder, think of it, you know, like squeezing a bottle of baby powder that you can’t see. But those spores are just poof into the air. And now that’s going to travel all around, and it’s going to land basically everything like dust, right. So now, personal possessions, the interior of the other rooms of the house, the AC system, all these things can get inoculated with the spores now.

And then if you have a, if you have some kind of a leakage, say you have a plumbing problem, or a roof leak, you have basically 48 hours to get that water cleaned up, before the molds will come in and take over. I’d seen homes basically go into what we call bloom, which is where there’s a fuzz across every surface as you walk in on everything. Because there was a spore release, and there was high enough humidity in the home, that everywhere it landed, it grew.

So you literally have mold on 100% of surfaces, it gets out of hand really fast. So when that happens, that’s where we have these difference of professions and separation of licensing. The re-mediators, obviously are the people that come in are going to do the isolation methods, and remove the contaminated materials without exposing the other parts of the environment to that contamination factor. So it’s a bunch of different specialty fans and pressure isolations and isolation methods. And it’s a very specified method of removing things. And then cleaning up what was after the contaminated materials get removed. And people love bleach, right, they just put bleach on the mold. This is always a point of confusion for everyone. Bleach will kill mold.

Let’s let’s start there. But that doesn’t remove the mold. Dead mold is still an allergenic, it will still have the same effects on you biologically as the living mold. It’s just at the moment not reproducing and growing in size. But it’s still present and you actually haven’t killed the spores. So when you walk away, and if that moisture level is still present, or it comes back, that mold will come back. You’ve done it temporary visual improvement, let’s call it when bleach on it, the remediation process, we tend to try not to use a lot of chemicals. Our basic best friend for cleaning mold is the soap the sufectant, a good a good detergent, and a HEPA vacuum. What does it mean, it means you’ve got to remove the mold, it’s the only way to get rid of it. And you got to do it in a way that doesn’t allow it to spread as you’re doing it. So it’s a it’s a scrubbing and vacuuming of all the surfaces and high speed dry out. And then we let them sit and then we come back in after we think it’s all cleaned out. And we need to retest it and make sure that that area is done clean and sanitized prior to opening it back up to the rest of the environment. You know, obviously we’re trying to keep a small problem from becoming a big problem. But it might have already become a big problem. And and really it’s about coming up with what we call the protocols for how to deal with the situation.

So that involves two things. One, what is the problem? What is the extent of that problem? And more importantly, number two, what is the rejuvenating factor for it? You know, how do we prevent it from reoccurring? Which again comes back to where does the water come from? It becomes a basic forensic investigation and trying to figure out what’s going on with the structure and how it needs to be fixed. So that’s where the assessments come in, we come in, and we specialize in finding, identifying and coming up with the methods for the re-mediators, to use to resolve the problem. And then when they’re done, we come back and clarify, or verify that the project is clean and ready to be reopened, so that you don’t just go around in this constant circle, thinking you’re clean, re exposing, and it grows back and you just end up in a cycle of, you know, the dirty shower. Yeah, yeah.

Charlie

Wow. Wow, that really explains a lot. .

Rick

Okay, so, in not so many words, let’s just say, if you have a mold problem in your home, if it’s less than what we say is nine square feet, you know, three foot by three foot, and that’s a total area. So if it’s behind the baseboard, let’s say that that amounts to 27 feet of baseboard. So on long living room wall, you pull off a baseboard, and you find that it’s black behind that baseboard, is a very typical thing in Florida. That is putting you at the line of where you need to get involved with the professionals, okay, it’s very easy with that amount or more, to really cause yourself a great deal of trouble. That’s where you want to reach out, find yourself a competent, licensed assessor, that you know, is associated with a good remediation cleanup company, or vice versa, we work hand in hand together. So oftentimes people will call the you know, the biggest deal is one, get the water cleaned up right away. First move you got to make is to the dry out company, get the water cleaned up, get it out of there. And then we got to figure out, did the mold become a problem and start the assessment process?

Charlie

Good stuff good stuff. Now, I if you know, because obviously you work a lot with with new homeowners and you know, you do the inspection. I remember back in Pennsylvania where you had basements and you would go into a home or basement and just smelled moldy. You know? Is that a sign down here? Like if you walk into?

Rick

Yeah, and yeah, those are what’s called volatile organic compounds, or VOCs. That’s literally the the off gassing of the, of the growth of the plant, you know. So yeah, that musty odor, that is the smell of mold, it for sure is telling you. So there’s so many different kinds of molds out there that you can, you can’t say what it is until you really send it off. And then even when you send it to the lab, it’s a matter of how much information do you need to know, you know, as per how much money you’re going to spend on testing at the lab, you only need to know enough to get rid of it properly. If you really want to specifically get into exactly what it is they’re gonna have to put it in a petri dish and grow it. It gets pretty expensive at that point, but it’s not necessary. But you know, what’s, what is necessary is getting in front of it, and not letting it get out of hand. And if you do and you live in it, you’re going to notice health effects. That’s the biggest thing we’re always not aware of is it does definitely affect your health, everything from your respiratory system to your emotional state. And the Depression is an is an associated effect with living in a moldy environment, you know, as much as lung irritation and sinus infections. And, you know, these we always tell people, when we get their lab reports back from the lab reports that we do for mold to take up reports directly to their family physician and go this is what toxins are living on our environment, and how could that relate to what health conditions we have? It really changes the way you know, people are being treated because that I’m seeing unknown complication in our lives.

Charlie

Wow. Wow, man, I’m so glad you covered this certainly an important topic and, you know, again, opened my eyes to certain situations I’ve seen or heard of and taking some of the mystery out of mold, because I know that’s a scary kind of touchy subject for a lot of people and to know that. Yeah, there’s an answer. But the biggest answer is you want to do it right. Or you don’t want to make a small issue into a major issue. So

Rick

exactly, you know, My biggest advice to people is just don’t ignore a problem. The best thing to do is reach out and ask questions, make a call, give us a call. We answer questions all day long. We’re here to help.

Charlie

Awesome. Well on that note, I will look forward to your help and expertise in the next episode and then in the meantime and keep keep us homeowners and business owners. mold free out there,

Rick

we will do our best.

Charlie

Thanks for listening to the Trade Secrets Inspections podcast to learn more about Trade Secrets Inspections, go to www.TradeSecretsInspections.com or call 239-537-1186

EP #13: Got Mold? Read More »

Trade-Secrets-Home-Inspection-POST.jpg April 16, 2021

EP #12: How Much Risk…

EP #12: How Much Risk Are You Taking When Skipping a Home Inspection?What a home inspection is all about

 

 

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Episode #12: How Much Risk Are You Taking when Skipping A Home Inspection?

Charlie

Trade Secrets inspections podcast, because you need to know. Here’s your host, Rick Kooyman.

Hey there, Charlie McDermitt back in the Trade Secrets Inspections studio with none other than Rick Kooyman. And Rick, how are you?

Rick

I’m excellent. Today, it’s great to be with you again, looking forward to another topic of discussion to help people with their purchasing.

Charlie

Without making that big mistake with this crazy, crazy market. There’s a lot of not only is the market crazy, but the actual decision to purchase without doing maybe maybe checking all the boxes that we normally would do in a market that hasn’t been as insane as this one. So love this topic today, Rick, and looking forward to you guiding us so that maybe we don’t regret or at least suffer from the “Oh, my gosh, what did I do” , that buyer’s remorse after you sign the dotted line, right?

Rick

Yeah, exactly. You know, the, like you said, the market is really hot today, prices are skyrocketing. Demand is crazy high and supply levels are at like, all time lows,.It’s a calamity of impossibilities coming together to create this storm of buying that’s going on. So people are out there. There’s lots of people that want to buy. So you know, there’s lots of competition. And that brings on the rushed processes, essentially. So what used to be a 15 day offer period has now been cut back to, you know, as little as three days.

Charlie

I was gonna say 15 minutes?

Rick

Yeah, really, if that’s what you could get away with a with with that. You know, and to some extent, maybe we can help with that. So I wanted to talk about that a little bit today, and, you know, help people out with some of their options on how they can better make buying decisions, I guess, you know, yeah, yeah, that’s great, because it really is a product. So

Charlie

a fine line, because I know a lot of folks have, have made many, many, many offers. And, you know, I probably each time you get more and more aggressive, but, you know, I there, I’m sure there are things that can be done to kind of help mitigate the risk, right?

Rick

Yeah, for sure. You know, and like you said, you know, after you looked at 10 houses and, and put in offers on them all and lost them all the frustration level gets pretty high. And, you know, people are going way over asking prices, they’re doing, you know, escalation clauses in their offer. So, you know, that it’s a perpetual bidding war, I mean, it’s really kind of insane. You know, so if you’re gonna make those moves, and you’re gonna do it without an inspection, there’s, there’s a good bit of risk you’re taking there. And I got a couple examples of some things that I’ve seen happened to a few clients that were bout to go down that route. And then at the last minute, had a few minutes to get us in there in a day or two. And, you know, we found out some stuff about those properties, and they ultimately walked away. So you know, these things can affect you. And then, and then there’s some options for what we can do to kind of expedite things and maybe help people out a little bit. So, you know, just just a couple of examples of some things that I’ve seen, I went and did an inspection on a property that looked conditionally beautiful, it was clearly an older home that had been remodeled and all fixed up, and, you know, great showing beautiful house beautiful lot, lots of people making offers on it, you know, they were really, really excited to buy this house. And we went in and went through it. And ultimately, there wasn’t much wrong with it, except for there was not one building permit on it from its original construction back in 1986. You know, and it was like, wow, there’s only one permit on file for this home that’s been renovated, added two new roof, you know, pool, you name it. And it’s just, whoa, whoa, on here. Second, maybe you want to think about that again, you know, and they didn’t appreciate it at the time, but after they took some advice and made some calls and our, you know, couple of days later, they decided that that was, well, too much risk to take for what was a beautiful property, you know, so it was kind of like, an unseen issue, you know, really, really kind of closet issue, if you will, but not often pointed out until it’s too late. You know, maybe, maybe you get it in title. You know, your title agent might bring it up when they’re going through but I really don’t think they will either because they’re just looking to make sure there’s no black things, there’s nothing hanging open or unclear or stuff like that. So,

Charlie

and even if they did, they may not explain the significance of

Rick

yeah, they probably don’t even know themselves exam. So everybody involved was kinda in the blind about that, right? You know, until I said, Hey, guys, hold on, let’s talk about this for a minute.

Charlie

Yeah, I mean, personally, I had no idea and and I didn’t learn about that until we started doing this podcast and I’m thinking, holy cow, I would have never, never asked never thought of it. It’s one of those things you’re buying a home permits why,

Rick

right? And then ultimately, you know, insurance gets involved in you’re like, What do you mean, you don’t want to insure it, because I can’t prove anything’s age or anything like that, or, you know, there’s just, there’s all kinds of problems that lie with that one. Another one we’ve seen was, you know, the same idea of, of a nice looking house, nothing to see. But when we did the air sample tests, you know, it came back with mold all over it, which is, you know, toxic mold. So, just because it was cleaned on, you know, and painted, painted, being now tomorrow there doesn’t mean that the problem was resolved. And again, you’re going to buy something that’s going to cost you a large amount of money as soon as you get into it and remediation costs. And, you know, a simple $250 test reveals, worlds have changed opinions on things. Let’s put it that way. Another good one down here we see often is insect damage, wood destroying organisms, you know, people are pretty wary about termites, and they are a big deal down here. But you know, there’s, there’s all kinds of stuff that can be invasive to a home other than a wood destroying organisms, you know, you can have invasion of ants, and roaches, and animals, raccoon, I mean, you name it, I’ve seen it in an attic. So, you know, necessarily want to buy those things, I don’t think. They can be cleaned up, I guess.

Charlie

can you charge him rent? I mean, the raccoon, Are they alright?

Rick

That’s good. So a couple of things we can do, you know, a simple, we can do an abbreviated inspection, you know, if we have a real short time window, and you just want to have a basic kind of breakdown of what’s important to insurance, we can do essentially a four point inspection for you, instead of the insurance company, which is going to tell you what it is insurance is going to think about that property. So that’s one of the primary important steps I think, is understanding the risk of how difficult it is to get insurance and keep insurance in Florida, as well as finding the property and getting the offer accepted. So there’s, there’s kind of another page to the purchasing process there. That, you know, we can point out those things in an abbreviated inspection or the four point inspection. One other option you have, that is not real. Well, honestly, it’s kind of a new thing in the industry. Because across the country, you know, the markets gone crazy in real estate. So the inspection industry’s been trying to adapt, and, and help out in whatever ways we can. And we came up with a means of doing what we can call a walkthrough inspection. So essentially, you can schedule with us to go on open house visits or on showings, and we’re going to go through with you and we’re not going to open anything, we’re just going to do a visual inspection. But it’s kinda like, Wouldn’t it be cool if you knew what your home inspector did when he was going in buying a house? How would he look at it, you know, just when he was going through it, so we can kind of do that for you. So we’re going to go through it, take a look at it through our eyes and just say, Hey, this is what I see here, there, you know, nothing written down. It’s not about saving you a bunch of money on inspections, costs, it’s just about getting the risk lowered in a timely manner. So, you know, maybe you can make the offer. After you know, we’ve gone through and discussed it. So yeah, you’re a little safer when you go ahead and say, well, we’ll do it. No contingencies, no inspections, , you know, there’s no guarantees in anything, but it definitely can be helpful. And yeah, you know, and if you think you’re out, and you’re looking for an advantage in the buyer side, you know, think about scheduling ahead of time for you know, when you’re going and looking and spending, you know, two 300 bucks on essentially renting our time for a couple hours and taking us out and seeing what we think about a couple of houses you’re interested in

Charlie

Good idea.

Rick

That’s those are options for you. One thing people need to know about when they’re buying, or they’re going into these contracts that are what people like to say, as is, you know, the house is as is, and we’re not going to do anything to it. Well, okay, that’s fine. You don’t have to. And we can agree that that’s the case. But you still want to have what what is in the legal world called the right to void. So before you go through closing, while you’re in escrow, you should still have the right to exit the contract without losing your deposit. So they might not agree to change anything. But you might come across things like no permits on file, and say, No, we changed our mind over the last 24 hours, you know, so big thing to keep in mind, if you are going to do an As-Is contract is make sure you do have the right to void, it is pretty well standard in most purchase agreements. But it can be excluded. And there are devious people out there who do try to tie people up as much as they can. So just want to point that out to people. So keep in mind, you can do those aggressive offers, you can plan for it, you can give us a call ahead of time, you know, and get some time on a schedule, and we’ll help you out or you know, even if you’re on a three day contract, offer, I’ve done many inspections next day, and you get your report that day. So if you’re on a 72 hour, contract, offer contract, you know, give us a call right away, and there’s a good chance we can get through it. And even if we got to squeeze in and just do an abbreviated four point inspection and get some information to you, then you know, by all means, I encourage you to do those things.

Charlie

Awesome. Great, great ideas, suggestions. Way to adapt, Rick, love it.

Rick

We’re here to help people. So you know, we just want to be here, let people know, you know, give us a call and let us let us help you out. Yeah,

Charlie

yeah, you know, again, I go back to the for most folks, it’s the number one biggest investment and to be rushed into such an event and even if it’s a second home, I mean, still it ranks up there as one of your I mean,

Rick

really, still a high percentage worth investment. So you know, it is one of the higher risk things and oftentimes people are really surprised by what’s hiding. What they didn’t know to think about.

Charlie

Yep. Alright, thanks again. We look forward to doing this again in our next episode.

Rick

Awesome. Great speaking with you again and can’t wait till next time.

Charlie

Thanks for listening to the Trade Secrets Inspections podcast. To learn more about Trade Secrets Inspections, go to www.TradeSecretsInspections.com or call 239-537-1186.

Transcribed by https://otter.ai

 

EP #12: How Much Risk… Read More »

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